Q: I installed a new music system in my car. Is it automatically covered by my insurance policy? A: Not necessarily. Accessories, which were not fitted by the original manufacturer, are not automatically covered. It is therefore your responsibility to declare add-on accessories to your insurer – which generally will not cost you additional premium. […]
Q: I wish to modify my car to boost its performance. Will it affect my premium? A: If you decide to modify your car to make it more powerful or faster, we need to know. Unfortunately, such modifications increase the risks associated with operating your car and consequently your insurance premium will most likely increase. […]
Q: Does my insurance policy carry a grace period after my renewal date has passed? A: The short answer is NO. The Law prohibits insurers from granting you a grace period. Most insurance coverage expires on the date stated on your Certificate of Insurance. Therefore, if the day after the expiration of your cover is […]
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