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Q: I am a Jamaican currently living in the USA. I will return to Jamaica in July and I am interested in understanding the insurance landscape in Jamaica. I will purchase a midsized car likely a Rav4 or something like that. What would be the considerations, need to know etc for someone new to the market. I am over 55 with a valid Jamaican DL since the 1980s. Any information about what to expect will be greatly appreciated. Thank you for your time.
A: It’s good to hear from you! The first step to buying car insurance is actually shopping for it before you ever step foot on the lot to negotiate buying a car. When you have your choice of car narrowed down to a few, in your case, a Rav4, it’s time to shop around for insurance which best suits you.
Some makes and models are much more costly to insure than others as insurance premiums vary widely between different models. While you may have a particular preference in mind, go to www.mibinsure.com and look at what the various models and years along with the various coverage will cost you.
MIBinsure.com offers comparative quoting, printing of your cover note online and renewal of your policy, all for the convenience of the customer.
Prices people pay for the same coverage vary widely and no single company can claim to
be the cost leader. The insurance company that’s cheapest for one person might be more expensive for another person and sometimes for no other reason than age or gender.
To an auto insurance company, a driver’s age is a general measure of driving experience and propensity for accidents.
Marathon Insurance Brokers